LESSON 1. SAVE first, then SPEND Most people spend first then save what’s left. Too often, you have nothing left to save because you’ve spent it all. If you save first, then spend what’s left, you are on your way … Continue reading
How Much Money Do You Need For Retirement?
Retirement is often called the longest holiday of your life. Why? Because when you retire, you will no longer work, and you will be on a perpetual holiday. And since you will stop working, your day-to-day expenses will now come … Continue reading
Filipino Women Live Longer Than Filipino Men
According to the United Nations Population Fund’s State of World Population 2011, the population of the Philippines is 94.9 million in 2011. Of these, 47.6 million are male and 47.3 million are female. Filipino men have a life expectancy at … Continue reading
I’m Too Young To Worry About Cancer
A prudent person prepares for the uncertainties in life, and one of those uncertainties is getting diagnosed with cancer. People who are in their twenties often have the following sentiment: I’m too young to worry about cancer. I’m only 25 … Continue reading
Cost of College Education in the Philippines
How much does a Freshman need in 2011 to enter a university or a college here in the Philippines? Below are some figures that can give you an idea. Note that these figures are estimates based on what the author … Continue reading
Inflation Rates in the Philippines and How Inflation Affects You
According to the National Statistics Office (NSO), the average year-on-year inflation rates on all prices in the Philippines from January 2007 to August 2011 are as follows: 2007 2008 2009 2010 2011 2.9% 8.3% 4.1% 3.8% 4.8%* Analyzing the above … Continue reading
Top 10 Philippine Life Insurance Companies for 2010
What are the top 10 life insurance companies in the Philippines for 2010? The answer depends on which criteria is used. The Insurance Commission ranks companies using various criteria: First Year Premiums + Single Premiums First Year Premiums Premium Income Net Income … Continue reading